Getting insured for Workers’ CompensationAn employer can seek private insurance to cover personal injuries that their employees incur at work. For many small businesses, private insurance can be the best choice and can be searched through the Illinois Workers’ Compensation Commission database. However, the National Council of Compensation Insurance also provides businesses with private injury and workers compensation insurance facilities. Employers may be subject to $500 fine per day if they fail to carry workers' compensation insurance.
Managing Personal InjuriesEmployers can hire experienced workers compensation attorneys to assess their policies and provide guidance on how to make timely compensation claims. The best ways to mitigate workers compensation claims include the following:
- Make safety committees to look for safety hazards across the workplace. The committee can consult employees, provide training and give feedback on how to make workplace better.
- Having on-site medical teams can also provide safety to employees by acting as first responders. Medical officers can also consult employees for speedy recovery and make it easier for them to rejoin after an injury.
- Employees should be encouraged to report personal injuries to claim workers’ compensations on time. If there is an injury review process, it should be initiated immediately after an injury occurs or a claim is received. Also, employees should be provided with the right tools to reduce the risk of injuries.